It’s about time America’s backbone had the best engineers in its corner.

Silicon Valley keeps building for itself:

another VC-backed startup
another Fortune 500 company
another Wall Street firm

We chose the other side:

The independent businesses
that built this country.

The HomeFix team
The Chisholm Plumbing team
Justin Schlichter
Joseph Moose
Jessica Harvey
Ghassan Merrawi

Affiniti is for those who believe America’s strength begins with them.

See Open Positions

The American Dream is at risk

We live in an increasingly complex world shaped by inflation, global conflict, AI disruption, and private equity consolidation. Few have felt the pressure more than independent business owners.

When independent businesses disappear, entire communities feel the loss.

The local pediatrician who watched you grow up and knew you by name can no longer compete with the economics of a sprawling hospital network. Once the practice is sold, it becomes another profit center, care becomes less personal, and doctors are pushed toward burnout.

The plumber your family has trusted for generations can no longer match the purchasing power of a private equity-backed roll-up. Eventually, the doors close, and decades of personal service and quality disappear in the name of P&L optimization.

These businesses were built by people with purpose: people who knew their customers by name, stood behind their work, and cared deeply about the communities they served. When they’re replaced by institutions optimizing a spreadsheet, we lose something no balance sheet can measure.

At the heart of every story above is the same underlying pressure: finance. That’s why our work matters. Affiniti isn’t another tech solution, AI widget, or SaaS company.

We’re building the financial foundation for America’s independent businesses. Let’s give them financial technology that moves money faster and makes every dollar work harder. Let’s show them what AI can actually do for their businesses. We could go on, but you get the point: we’re just getting started.

Ultimately, we’ll do what it takes to revive the movement that has always made this country great:

The American Dream

Our mission is ambitious. Our team is exceptional.

Jonathan Cobb
Five-time founder dating back to the dot-com era.
Jonathan Cobb
Engineering Manager
Why Jonathan chose Affiniti
Joseph Pabst
Managed American Express’s $38 billion U.S. Commercial Card portfolio.
Joseph Pabst
Head of Credit
Tom Sharon
Part of Y Combinator’s Winter 2021 batch.
Tom Sharon
Chief Operating Officer
Norman Zhang
Previous at Acorns and Wilson Sonsini working with some of the most exciting technology companies in the world.
Norman Zhang
Head of Legal
Michael Pigott
Founding engineer at Bread Financial, which was acquired for $500 million.
Michael Pigott
Engineering Manager
Haoran Shu
Part of Y Combinator China’s Summer 2026 batch.
Haoran Shu
Senior Software Engineer
William Carlton
Helped Wayflyer secure a $300 million debt facility from J.P. Morgan.
William Carlton
Head of Capital Markets
Miguel Testa
Adjunct professor at The University of British Columbia.
Miguel Testa
Staff Software Engineer

Together, we’re producing for the American Dream.

3,300+
Businesses Served
$4.5B+
Annual Payments Processed
$20B+
Customer Revenue Supported
98%
First-Time Fintech Users
Two Affiniti team members at Yankee Stadium's Monument Park
Affiniti team members at lunch
Affiniti team members at a hockey game
Aaron and Sahil under the Affiniti neon sign
Affiniti team members at dinner
The Affiniti team at a baseball stadium
The Affiniti team and guests at a restaurant dinner
The Affiniti team at a group dinner
Affiniti team members at dinner
Affiniti team at the NCPA conference booth
The Affiniti team in a stadium suite
Two Affiniti team members at a baseball game

Forged by the values that built independence.

  1. Customer obsession

    Small business owners work nights and weekends. We have an obligation to be there whenever they need us: whether it’s 1 PM or 1 AM.

  2. Go big or go home

    We’re not building for an exit. We’re here to revive 44% of the US GDP, and ring the opening bell at the New York Stock Exchange.

  3. Be a chef, not a cook

    This isn’t a hand-holding environment. We hire people with high agency, give them autonomy, and expect them to own every outcome.

  4. Outcomes over optics

    We don’t measure hours, we measure impact. Deliver exceptional results. Everything else is noise.

  5. Raise the bar

    Hold your peers to the highest standard. This is a meritocracy and doing what’s right matters more than doing what’s comfortable.

  6. Outgrow yourself

    The person you join as cannot be the person you stay here at. You are going to need to find a new height.

Signed by order and in behalf of the company

Aaron BaiAdam PaslawskiAlvaro IbarguenAndrew Hirsch
Anish SawantAva Benn
Bill FengChris Becker
Cory MengdenDarshan PuraniDonovan Yohan
Eddie ParkFred DeSerresHaoran ShuHisbaan Noorani
Jacob IsaacJeff BrummerJonathan Cobb
Joseph PabstJosh CoffmanJoshua LeeJustin Li
Luyanda CingoManor FreemanMattias Eyram
Maxim MaiMichael GiffordMichael Vetter
Miguel TestaMichael PigottMayur Sharma
Naveen KamathNikhil DuggiralaNorman Zhang
Omar AbouhasswaOscar Hough
Osiris LamonRaj AryanRylan Smirlies
Sahil PhadnisShobhit NigamSpencer James
Stefano JacobsonTaylor XiTom SharonWill Carlton

We’re investing in you. Together, we’re investing in the American Dream.

Competitive compensation

We pay salaries in the top 10% of the market.

Material equity packages

Real skin in the game.

In-person hubs in NYC, Toronto, and Vancouver

Always have access to the energy of the team.

Daily team meals

Lunch and dinner are on us.

Relocation support

We’ll fully support your move closer to our hubs.

Premium technology set-up

Your dream set-up, on us.

Company offsites

Work hard, and play hard with the team.

Comprehensive health coverage

100% Health Coverage (Medical, Dental, Vision), plus 50% for Dependents.

Every revolution takes a team. Join ours.

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