NCPA
Business
Mastercard®
On all purchases1
2.25%
Cash Back
Annual Fees
$0
Covered NCPA Membership2
$450
Value
Personal Credit4
No Impact
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I’ve already brought 40 pharmacies onboard. With 2.25% cash back, high credit lines, and top-tier customer service, it’s the best business financial product I’ve used.
President, NCPA
Trusted by 1000+ community pharmacies
How we stack up against your current card
Mastercard
2.25% back on every purchase with autopay.1
$1,7002,3
$0 Annual Fee
$0 Employee Card Fee
Up to $2,000,0003
Redeem as statement credits, or physical checks.
Business Unlimited
1.5% back on every purchase.
$750 when you spend
$6,000 in 3 months.
$0 Annual Fee
$0 Employee Card Fee
Either low starting limits or a lengthy documentation process to get a higher line ($100,000 or more).
Chase Ultimate Rewards portal, gift cards, and statement credits.
Spark 2% Cash
2% back on every purchase.
$1,000 when you spend $10,000 within 3 months.
$150 (or $95) Annual Fee
$0 Employee Card Fee
No preset spend limit (shadow limit) or low initial limits.
Redeem as statement credits, physical checks, gift cards, or Capital One travel.
Business Unlimited
1.5% back on every purchase.
$750 when you spend
$6,000 in 3 months.
$0 Annual Fee
$0 Employee Card Fee
Either low starting limits or a lengthy documentation process to get a higher line ($100,000 or more).
Chase Ultimate Rewards portal, gift cards, and statement credits.
2x (valued at 1.2% cash back) on all purchases.
185,000 points (valued at $1,110) if you make $6,000 of purchases within the first 6 months.
$650 Annual Fee
No Employee Card Offering
Either low starting limits or a lengthy documentation process to get a higher line.
AmEx travel portal, hotel stays at Marriott, statement credits, gift cards, and partner airlines and hotels.
1.5% back on all purchases.
$300 after you make $3,000 of purchases within 90 days.
$0 Annual Fee
$0 Employee Card Fee
Either low starting limits or they require a higher deposit as collateral
Statement credit, direct deposit, check, and Merrill investment account.
Let our technology drive your growth
Make the SwitchQuickBooks Online + Desktop Integration
Every time you swipe your card, transactions sync automatically to QuickBooks—saving your bookkeepers valuable time.
Multi-Location
Support
Owners can easily manage multiple pharmacies all in one place: each with its own employees, bank accounts, and statements.
SMS Receipt
Capture
Simplify your bookkeeping instantly. Snap or text a receipt, and we’ll match it to your transactions—saving your pharmacy time and money.
Unlimited Vendor +
Employee Cards
Issue unlimited cards, control permissions on a user and vendor level, and manage spend limits across your team.
Don’t Just Take Our Word For It
“The NCPA Mastercard is my go-to partner for managing all of Cascadia Pharmacy Group’s financial operations: credit cards, expense management, and more. I’ve already brought 40 of my pharmacies onboard. With generous cash back, credit lines, and outstanding customer service, this is by far the best business financial service I’ve ever used.”
“The NCPA Mastercard provides me with critical tools to more efficiently manage my pharmacy. From its cutting-edge expense management technology to its unrivaled cash back rewards program, this card is designed specifically to maximize the success of any independent pharmacy regardless of size.”
“I believe the NCPA Business Mastercard is one of the few financial tools that truly aligns with my values. They take care of me the same way I strive to take care of my customers...
And every tool they launch reflects a commitment to quality. That kind of alignment genuinely excites me about what they’re building.”
Reinvest your savings into your business and support the NCPA's mission!
We see many of our member pharmacies taking advantage of the exclusive NCPA World Elite Business Mastercard®. With tight margins, maximizing savings is a no-brainer. That’s why we recommend this card—it offers a top-of-market rewards and experience, making it a smart choice for pharmacy spend.
Additional Platform Benefits To Help You Save Money
Up to 4% APY5
on your liquid balance with no hidden or minimum fees.
