Affiniti
Business Banking

EARN UP TO

3%

Annual Percentage Yield1

FDIC INsurance UP to3

$3M

on deposits

ACH & Checks2

Free

MAINTENANCE FEES4

$0

The choice is clear.
3.00%
APY1
or, your community bank / credit union
0.04%
APY*

I’ve already brought 40 pharmacies onboard. With 2.1% cash back, high credit lines, and top-tier customer service, it’s the best business financial product I’ve used.

Jeff Harrell
CEO, Cascadia Pharmacy Group
President, NCPA

Trusted by thousands of America’s backbone businesses

See how much interest your operating cash could earn.

Balance
0.03
Your business could earn up to: $165,855 in your first year.
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Let our technology drive your growth

Make the Switch

QuickBooks Online + Desktop Integration

Every bank transaction syncs automatically to QuickBooks, saving your bookkeepers valuable time.

Multi-Entity
Support

Owners can easily manage multiple businesses all in one place: each with its own employees, bank accounts, and statements.

Vendor Bank
Accounts

Only keep the amount you typically spend each month in a dedicated vendor bank account, so if they double-charge, the rest of your cash stays protected.

Mobile Check Deposit

Deposit checks instantly by snapping a photo from your phone—no more trips to the bank teller.

Don’t Just Take Our Word For It

“I’m excited to keep growing as a family-run business, and I see the NIADA Business Mastercard as a key stepping stone—helping set up the future owners of Covedale Motors to continue that growth.”

Covedale Motors
Cincinnati, Ohio
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Covedale Motors helps Cincinnati drivers find affordable, reliable cars.
Covedale MotorsCovedale Motors

“The ACCA Mastercard is simple, intuitive, and easy to use, which makes a big difference because nobody has time to deal with anything complicated. Now, if an opportunity comes along, I can take care of it, whereas before, without access to capital, you’d be left behind. For me, it’s a no-brainer.”

Cosby
Cosby Heating & Cooling
Read more
Cosby has provided heating and cooling services to Knox County and the surrounding Ohio area since 1982.
Cosby Heating & CoolingCosby Heating & Cooling

“The NCPA Mastercard is my go-to partner for managing all of Cascadia Pharmacy Group’s financial operations: credit cards, expense management, and more. I’ve already brought 40 of my pharmacies onboard. With generous cash back, credit lines, and outstanding customer service, this is by far the best business financial service I’ve ever used.”

Cascadia Pharmacy Group
Ilwaco, WA
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Cascadia Pharmacy Group is a network of 40+ pharmacies across Washington, Oregon, and Idaho, dedicated to supporting the health of this diverse and vibrant region.
Cascadia Pharmacy GroupCascadia Pharmacy Group

“I never really stopped to think about how I was running the financial side of my business. But after using the ACCA Mastercard, I understand how important financial sophistication really is. I’m just glad I have this tool in my toolbox now.

As I scale toward eight figures in revenue, I feel confident using this as my go-to solution”

Bast Heating & Cooling
Read more
Bast Heating & Cooling is a veteran-owned HVAC and hot water service company in Southwestern Pennsylvania.
Bast Heating & CoolingBast Heating & Cooling

"It wasn’t something I was even looking for. But, once we started using it, I realized how much time and chaos it eliminated—for me and for my back office."

Mattioni Plumbing, Heating & Cooling
Read more
For over 75 years, Mattioni Plumbing, Heating & Cooling has been a trusted name across Southeastern Pennsylvania.
Mattioni Plumbing, Heating & CoolingMattioni Plumbing, Heating & Cooling

“Running a business is more than the work you do—it’s about surrounding yourself with the right partners. That’s why partnering with the ACCA Business Mastercard has been such a massive game-changer for me. When you work with people who actually understand your business and care about success, it amplifies everything you’re building.”

One Hour Heating & Air Conditioning
Read more
One Hour Heating & Air Conditioning is helping Paducah, Kentucky residents stay comfortable year-round
One Hour Heating & Air ConditioningOne Hour Heating & Air Conditioning

“The NCPA Mastercard provides me with critical tools to more efficiently manage my pharmacy. From its cutting-edge expense management technology to its unrivaled cash back rewards program, this card is designed specifically to maximize the success of any independent pharmacy regardless of size.”

Semmes Pharmacy
Semmes, AL
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Semmes Pharmacy is a locally owned, full-service independent pharmacy serving Semmes, Alabama, and the greater Mobile County area
Semmes PharmacySemmes Pharmacy

“I believe the NCPA Business Mastercard is one of the few financial tools that truly aligns with my values. They take care of me the same way I strive to take care of my customers...

And every tool they launch reflects a commitment to quality. That kind of alignment genuinely excites me about what they’re building.”

Myers Apothecary
Oxford, MS
Read more
Myers Apothecary (located in Oxford, Mississipi) is more than a pharmacy—from traditional prescriptions to specialized compounding for fertility, sexual wellness, and even pets, their services are as diverse as the needs they serve.
Myers ApothecaryMyers Apothecary

Additional Platform Benefits
To Help You Save Money

NCPA World Elite Business Mastercard with contactless payment feature
Affiniti Financial Platform
You just earned $63.00 in cash back from your purchase at Henry Schein.

Earn
2.1%
cash back

on all your purchases with the
Affiniti Business Mastercard.5